Associação Mutualista Montepio

Touching people's
lives since 1840

Towards a more fair society

Founded in 1840, a period marked by the absence of state guaranteed social security, Associação Mutualista Montepio introduced Portugal to a pioneering type of support: the payment of survivors’ pensions.

Today the Association is a reference in the social sector of the economy, with more than 630 thousand members, and remains faithful to the principles that made it the largest association of Portugal and one of the biggest in Europe.

Mutualism as a way of life

Our values are our essence. They reflect who we are and what we believe.

Liberty

  • Becoming a member of Associação Mutualista Montepio is an act of free will.

Responsability

  • Associação Mutualista Montepio is committed to an active corporate social responsibility strategy and defends a sustainable future.

Solidarity

  • Health and social protection needs are met by the solidarity of all our members.

Equality

  • All members play an active role in the association through voting and are equal in rights and duties.

Autonomy

  • Associação Mutualista Montepio – Portugal’s largest association – is a manifestation of citizens’ initiative and organization.

Our organization

Associação Mutualista Montepio is the head of The Montepio Group, a large social economy group. The following companies are also part of the Group.

Grupo Montepio: Fundação Montepio

Fundação Montepio

Founded on October 4, 1995, Fundação Montepio plays a fundamental role in establishing partnerships and granting support to the Third Sector.
Grupo Montepio: CEMG

Banking Activity

Dedicated to banking, Caixa Económica Montepio Geral was founded in 1844 as an entity attached to Associação Mutualista Montepio.
Grupo Montepio: Montepio Seguros

Insurance Activity and Pension Funds

Montepio Seguros is an insurance holding that owns Lusitania, Lusitania Vida, Futuro and N Seguros.
Grupo Montepio: Residências Montepio

Residências Montepio

Residências Montepio focuses on the management of residential centers and provides health and wellness services.
Grupo Montepio: Montepio Gestão de Ativos

Montepio Gestão de Ativos

The Asset Manager arm of the Group, focusing on investment funds management.

Montepio Gestão de Ativos Imobiliários

Created in 2014, it is dedicated to financial assets linked to real estate.

Savings and protection

Our savings and protection solutions are designed for all stages of life. From birth to retirement, each solution allows you to plan your goals comfortably and provide the guidance and support needed to achieve them. Just what you need to build your future.

Savings

If you have a plan, we have a way to support you in your accomplishment. Discover our savings solutions.

Protection

Look to the future with confidence and optimism. Protect yourself and your loved ones with our protection plans.

Health

Meet Cartão Montepio Saúde, a free, ready-to-use health solution that covers both you and your family.

Benefits that make a difference

Take advantage of multiple benefits and discounts across a wide range of partners and in the Montepio Group universe.

Discounts

Enjoy discounts with more than 1000 partners in areas such as health, leisure, tourism, education, among others.

Calendar

Get access to some of the best events and cultural experiences in Portugal and enjoy exclusive discounts on tickets.