Privacy Policy and Cookies

What are cookies?

Cookies are files which contain small amounts of information and which are downloaded to the browser used to access any website you visit.

Their main purpose is to recognize you and your preferred settings when you visit a website and establish secure and private sessions, as well as to adequately prevent any attempt at unauthorized access and data protection, according to the legally demanded terms.

Use of cookies on the internet is common and is not harmful to your computer or other devices in any way.

 

What do cookies do?

Cookies execute several tasks, namely they help the management and content update services of websites to better understand how these are used, making browsing easier, storing your preferences and, generally, improving your experience as a user while guaranteeing that the websites present you with relevant content. They are, therefore, instruments which help to continually improve your browsing experience.

 

Why use cookies?

Several of the services and features on Montepio Geral – Associação Mutualista’s website require the “enable cookies” options to be active in the browsers of the user’s computer and other devices.

Besides allowing for the establishment of secure sessions, these options also enable the necessary data protection mechanisms, namely in terms of home and mobile banking, as well as the multi-channel platform MONTEPIO24 PARTICULARES – NET24 and NETMÓVEL24 – and MONTEPIO24 EMPRESAS – NET24 EMPRESAS and NETMÓVEL24 EMPRESAS.

These services use cookies so as to guarantee the registration and authentication of users’ data, settings parameters and, last but not least, to prevent any attempt of unauthorized access. Therefore, it is necessary to activate the “enable cookies” option in your browser to guarantee the adequate and safe functioning of the users’ data protection services.

 

What kind of cookies do we use?

Montepio Geral – Associação Mutualista uses temporary cookies to increase the security of its services and to ensure the best possible rendering of online services.

Montepio Geral – Associação Mutualista does not use cookies to register internet browsing outside of the association’s websites, nor to store any kind of personal or confidential data that might be made accessible to any other website.

Nor does Montepio Geral – Associação Mutualista promote any commercial use or distribution of cookies based information, without previous authorization.

Montepio Geral – Associação Mutualista uses the information retrieved by cookies for the following purposes:

– To enable registration of your data, preferred settings parameters and to ensure the prevention of any attempt at unauthorized access;;
– To guarantee the privacy of all private areas;
– To retrieve information about what pages are most relevant to users and the respective number of visits and hits;
– To store marketing information and other preferences to enhance the user’s experience;
– To analyze the efficiency of different promotional, publicity or information campaigns, for continual improvement;

The following purposes are excluded:

– Storing of information that allows for personal identification;
– Tracing the destination of users after they leave the websites of Montepio Geral – Associação Mutualista;
– Using, without consent, information stored in cookies, in cases where prior consent is required.

 

What kind of cookies are there?

There are several types of cookies which operate in different ways, with different goals. So that you have all the information, these are the cookies which exist, as you can see in your browser:

Strictly necessary cookies:
These cookies are essential, because they allow you to browse the website and use the different features, such as gaining access to secure areas or e-commerce. They do not store information on the user which could be used for marketing or to identify other websites visited. Since these cookies are strictly necessary for the rendering of the services explicitly required by the user, they cannot be disabled or declined.

Performance cookies:
These cookies store general information about websites, such as which pages have received more visits or error messages displayed.

They do not store users’ personal information. All the data stored is anonymous and is only used to optimize your browsing experience. They are not used for customized marketing campaigns, but only for developing enhancements for website performance.

Functional cookies:
These cookies enable websites to store information about choices made by users, such as usernames, languages, geographical location and personal browsing experiences.

They are also used to record changes in website settings, such as the font and letter size, color and layout of information. They can also be used for certain functions, such as running a video. Cookies which are aimed at directed marketing campaigns do not fit into this category. The information which is stored is anonymous and does not enable us to track the user’s activity on other websites.

Targeting cookies:
These cookies store information about user’s browser habits and do track activity on other websites.

They are used to support specifically directed marketing and communication initiatives, but do not store personal data which might permit the identification of the user. They do allow for the distinction and identification of the user’s individual browsing habits or storing of a code which enables them to translate a series of habits or preferences.

 

How to manage cookies?

By browsing the MONTEPIO.ORG website you are agreeing to the use of cookies on your device and browser, according to the current Cookies Policy, unless you have disabled cookies.

If you choose to disable them, all or some of the available features may be disabled also, at the expense of your browsing experience.

You can, at any time, control the way cookies are stored in your browser, or remove them altogether, through the configuration options available. As previously stated, you should bear in mind that changing these configurations could have an impact on the adequate and full use of the Montepio Geral – Associação Mutualista website.

Montepio Geral – Associação Mutualista uses cookies to enhance your browsing and some of our internet services require the “enable cookies” option to be activated in the browsers you use, since they allow for the establishment of secure sessions and ensure proper data protection.

 

What happens if I disable the cookies option in my browser?

The more recent browsers allow you to accept or decline cookies. This is a global setting which is applied to all the websites you access. If you disable the cookies option in your browser, you will no longer accept cookies from the websites you visit.

 

How do you disable/enable cookies?

If you would like to change the settings or disable the cookies on your browser, choose one of the following options.

Please remember that disabling cookies will cause all or some of the available features to stop working, at the expense of your browsing experience.

Internet Explorer v6.x or earlier
– Select “Tools” on the main taskbar at the top of your screen;
– Select “Options”;
– Select “Privacy” and then “Advanced Options” in the “Settings” window;
– Select “Change Cookie options”;
– Disable / Enable cookies by clicking on “Reject” or “Accept”;
– Disable / Enable third-party cookies by clicking on “Reject” or “Accept”;
– Disable / Enable “Always accept session cookies”;
– Click on “OK”.

Firefox v.9 or more recent
– Select “Tools” from the main taskbar at the top of the screen;
– Select “Options”;
– Select “Privacy” at the top of the window;
– Select “History”, from the “Firefox will:” options;
– Select “remember history” or “never remember history”;
– You can customize your settings by keeping the history (“Remember my browsing and download history”) and enable or disable the cookies option (“Accept cookies from sites”);
– Click on “OK”.

Google Chrome v.24 or more recent
– Select “Customize and Control Google Chrome”;
– Select “Settings”;
– Select “Advanced Settings”;
– Select “Privacy” from the top of the window;
– In the “Privacy” section, select the “Content Settings” option”;
– Select “Block sites from setting any data” or “Allow local data to be set”;
– Enable / Disable “Block third-party cookies and site data”;
– Click on “OK”.